Urban Regeneration of London Docklands †A sustainable success Free Essays

During the late eighteenth century and mid nineteenth century the London Docklands were a significant modern community and the busiest port on the planet. Directly into the early piece of the twentieth century, the docks gave work to a huge number of dockers. Exchange was engaged around oceanic exercises, for instance shipbuilding and the import of products, for example, tobacco and sugar, put away in huge stockrooms encompassing the harbors. We will compose a custom exposition test on Urban Regeneration of London Docklands †A reasonable achievement? or then again any comparative subject just for you Request Now Traffic through the Royal Docks arrived at its top during the 1950s and mid 1960s. Anyway after a turn of innovative upgrades, the docks got surrendered and forsaken. The principal change, in the 1950’s, was an expansion in the size of boats. The boats were huge to such an extent that exchange must be descended stream to Tilbury moors, which was close to the ocean and not swarmed by poor streets and a huge city. Joblessness, scarcely any enhancements and poor day to day environments followed this in 1970. Different changes remembered an ascent for air travel, rivalry from different ports and the requirement for more space. Every one of these components brought about the conclusion of the London Docklands in 1981creating a region of abandoned and unused space. The conditions for local people in 1981 were poor, there were a ton of high thickness lodging †modest, however little and antiquated. Over portion of the Docklands was forsaken, empty or under-utilized with void industrial facilities and different structures. There was for all intents and purposes no open space and just a couple of little shops and relaxation offices. Transport was inadequately evolved and the limited streets were blocked with lorries. The joblessness rate was 17.8% and the number of inhabitants in the Docklands had fallen by 20%. Something expected to change, so in July 1981 the London Docklands Development Corporation was set up to improve the social, financial and ecological states of the zone. The LDDC was a urban advancement enterprise set up by an Act of Parliament it needed to handle the primary issues of the zone, and draw in new individuals to live and work there. The LDDC needed to attempt the issues of: * Transport * Utilities * the earth * Housing * Community framework * Unemployment * Reclamation Case of Environmental Development Subtleties Visual appearance * Refurbishment of docks permitting them community. * Urban plan, road furniture, open craftsmanship. * Restoration of recorded properties. * Reclamation of 7square km of abandoned land. Natural ventures * Wildlife and nature parks made. * 160,000 trees planted. * 17 protection regions. Case of Social Development Subtleties Lodging * 19,000 new homes assembled. * 2,000 new social lodging units. * 770 board houses revamped. Network foundation * 12 new grade schools. * 5 new wellbeing habitats and 6 revamped wellbeing focuses. Utilities * Improvement in seepage. * Improvement in power supplies. Case of Economic Development Subtleties The travel industry * Increase in Tourism, with Docklands accepting 2.1 million guests a year ago. Joblessness * Unemployment rates: 17.8% in 1981 and 7.2% in December 1997. * Population expanded from 39,000 out of 1981, to 68,000 of every 1995. * 2,800 new openings made. Transport à ¯Ã¢ ¿Ã¢ ½950million spent * New streets. * Docklands Light Railway. * London City Airport. * Pedestrian and cycle systems. Business Development * Many organizations decided to move out and benefit as much as possible from the modest office leases and open space. * 16million m㠯⠿â ½ of business improvement finished. * 11.2 million sq. ft of finished new office space. * à ¯Ã¢ ¿Ã¢ ½1.7 billion of open focus speculation and à ¯Ã¢ ¿Ã¢ ½6.1 billion of private venture towards new organizations and office advancements. * Large superstores and shopping buildings. Anyway only one out of every odd part of the recovery was fruitful, a portion of the effects that influenced the nearby individuals and the zone were bad ones: * The new openings made didn't fathom joblessness as they were intended to draw in rich, gifted specialists, there were not many occupations made for the incompetent downtown populace. * Money was spent on costly office squares as opposed to neighborhood conveniences and administrations. * Wealthy new individuals carried additional cash and exchange to the zone, yet this caused neighborhood shop costs to rise. * The new lodging assembled is excessively costly for local people. This has lead to improvement. * Poverty in social lodging domains was sketched out and disparity expanded, when rich, talented laborers moved to the zone. * The conventional ‘Eastenders’ people group was obliterated by the changes. * Transport plans were viewed as insufficient, in spite of the fact that there has been some improvement with the Jubilee line augmentation in the 1990’s, pundits trust it ought to have been set up previously. * The downturn in the mid 1990’s saw work halting on Canary Wharf and a sharp increment in jobless and vagrants. Genuinely and naturally, the London Docklands recovery has been a triumph, anyway socially it has been a disappointment, particularly for lower social classes. A study taken in 1996 indicated that 22% of individuals believed that life had deteriorated because of the recovery. Anyway different elements and primarily the visual appearance of the Docklands is far superior to it would have been had the recovery not occurred. The most effective method to refer to Urban Regeneration of London Docklands †A practical achievement?, Papers

Subprime Recent Events Essay Example | Topics and Well Written Essays - 1000 words

Subprime Recent Events - Essay Example As per this hypothesis, no administration over the globe will permit any enormous money related establishment or a bank to fall so without any problem. This is on the grounds that the delayed consequence or the results of such crumples would be incredible and at time will be crazy to deal with in spite of how enormous the economy wherein the breakdown happened. This precisely is the fundamental explanation with regards to why AIG was rescued by the U.S. Central bank. The reasons validated by the U.S. Central bank with regards to why it made this stride of rescuing AIG was it felt that the breakdown of such a major budgetary organization would add to the misfortunes of the monetary markets and economy which is presently fragile. The Fed additionally expressed that the breakdown of AIG would likewise bring about greater expense of borrowings, decrease in the family unit riches and furthermore debilitate the present execution of the economy. It was additionally obvious that the breakdow n of AIG would not just impact the U.S. economy alone as felt by the Fed however would likewise have an extreme and negative effect on the worldwide money related markets. Presently, the significant and well known inquiry that is winning in the worldwide markets is to why has Fed rescued just AIG and not the other money related organization that fallen during a similar time for example ... On the off chance that the situation or the instance of Lehman Brothers' is watched, the organization was having issues with its money related circumstance for practically over a year now for example since the year 2007, one year even before the organization bankrupted. In the long stretch of August 2007, the organization shut one its subprime banks. Because of this the organization recorded an onetime post charge of around $25 millions. This situation didn't end there. A similar sort of circumstance proceeded even in the year 2008 when the organization recorded an immense number of its subprime contract protections. These compose downs of the organization's subprime contract protections as accounted by the organization were a $2.8 billion misfortune in the subsequent quarter. In the event that the organization's money related position or the different circumstances of the organization were searched for the time of January to June of the year 2008, the estimation of stock loss of the organization can be compared to practically 75% (IPC'sIntelligent Investor, 2007). These happenings in the organization and its stock position or worth itself went about as an indication of alert to its financial specialists. To be explicit, as the situation of budgetary difficulties at Lehman Brothers' was going on for right around one year and as financial specialists realized what was going on in the organization and furthermore the diminishing in the stock worth, it would have been a shrewd plan to pull out the store from such an organization or if nothing else see choices to spare their ventures which the vast majority of the speculators of Lehman Brothers' didn't do. This by itself can be referenced as a purpose for the U.S. Central bank's move of rescuing AIG and letting off Lehman Brothers'. Essentially, if the situation at AIG is watched, the budgetary difficulty or emergency happened out of nowhere in the organization. The breakdown of Lehman Brothers likewise would have

Mythology Essay Example | Topics and Well Written Essays - 1000 words

Folklore - Essay Example For what reason is this component applicable to the advanced saint? Nobody can really offer a response to this inquiry. Possibly, in such a way the counterparts are certain that in the cutting edge extremely testing world it is important to have a choice to free one's psyche. The executive of the film underlines that outside appearance isn't significant for the cutting edge saint. It is substantially more significant a genuine chivalry of a character. A physical intensity of Hancock can be lost on the off chance that he meets different superheroes. Achilles is an old Greek character. All things considered, this legend doesn't uncover highlights of an all encompassing brain or his open nature. Homer underlined his appearance: â€Å"he sat himself down away from the boats with a face as dull as night, and his silver bow rang passing as he shot his bolt amidst them† (Iliad, Book I). As a matter of fact, in the old world appearance assumed a significant job. Let us recall about th e old well known models and landmarks of old saints and characters. Obviously, Achilles loved divine beings and this was a positive element of his inclination. Achilles assists Greek with peopling in their battle against adversaries, yet as a general rule he isn't highly centered around taking care of military issues. From another point of view, Achilles can appear to be a noteworthy warrior. Achilles can be a devoted legend, however for this situation he should know for what reason he should be such an individual. He makes certain of the way that energy is sure if an individual concern is considered. Achilles dazzles the crowd by his challenging and reckless highlights. He demonstrates more enthusiasm and he wouldn't like to be defenseless. This is another vision about gallantry and nationalism not at all like the perspective on energy in the cutting edge time. Achilles is excessively self-important and prevalent, yet Hancock isn't. These are two distinct ways to deal with portraya l of gallantry and nationalism in two unique universes: in the realm of antiquated occasions and the advanced occasions. Achilles was not centered around the benefit of everyone of the general public, yet Hancock was especially satisfied with his capacity to help individuals. He didn't put his own character on the closer view; he made an accentuation on the foundation, which is society's government assistance. Works refered to 1. Iliad by Homer. 15 Dec. 2012. 2. Odyssey by Homer. 15 Dec. 2012. Name Professor's Name Subject Date Question 7B The Oracle works in Greek legends Divination assumes a significant job in Greek folklore. Prophet is one of the center pictures in Greek religion and folklore. As per present day translation: Prophets assumed a significant job in the Greek religion and convictions. The Greeks thought about death as an essential malevolence and along these lines Immortality was not a fortunate resource. They anyway required data on their future life on earth, for t his they went to the prophet (Oracle). Antiquated Greek individuals required data about their future life on the Earth. Greek prophet was a cleric or a priestess, who assumed a job of a middle person among individuals and God. The Oracle spoke with God and in such a manner he had a chance to get the necessary data. Apollo was a divine force of music and reason. He could see future as well. In the old Greece individuals carried numerous endowments to Apollo and he enlightened them concerning the insider facts and occasions of their future. Apollo was searching for a lady, who can assist him with finding answers about individuals' future. Apollo expected to be one of

College Essay Examples - How to Find Thousands of Sample Papers

<h1>College Essay Examples - How to Find Thousands of Sample Papers</h1><p>Online schools make it simple to discover a great many school article models for pretty much any subject. Be that as it may, what you have to do is discover those models that will best suit your composing style and your planned audience.</p><p></p><p>While perusing the expositions, focus on the organizing of the sections. Most online universities give some proposed structure, for example, starting with a title or caption and afterward continuing to its decision. Search for the principles and systems of the format.</p><p></p><p>Make sure that the primary concern of your exposition is clear. Try not to utilize filler words, for example, 'therefore'yet.' The accentuation of the sentence ought to be on the word or words it contains. Adhere to this standard in portraying the individual, spot, or thing that you are composing about.</p><p>& lt;/p><p>Use the article or section designing tips gave by the site as a simple method to peruse the articles. You would prefer not to disregard this one detail that will help you through your school essays.</p><p></p><p>Once you have discovered the school paper models that you need, you will need to include your own substance. You should begin with the initial section and work your way down the passages until you are finished.</p><p></p><p>Check out the school exposition models offered on the site. Give close consideration to the passages and other organizing recommendations. Remember to take a gander at the sentence development rules.</p><p></p><p>With a little persistence and some exertion, you can discover several school article models that will assist you with taking your composing aptitudes to the following level. Keep your peruser's advantage and make your understudies grin with your ideas.</p ><p></p><p>If you might want to get familiar with composing on the web, consider joining an online school courses. When you complete the school article models, you can start to compose utilizing some simple to follow strategies.</p>

The Basics of Buy Powerpoint Presentation That You Will be Able to Learn From Starting Today

<h1>The Basics of Buy Powerpoint Presentation That You Will have the option to Learn From Starting Today </h1> <h2>Buy Powerpoint Presentation - Is it a Scam? </h2> <p>Fortunately, PowerPoint conveys a few instruments that may assist you with practicing your slide appear. Presently, you've discovered the best approach to do a PowerPoint introduction. On the off chance that you should see how to make an extraordinary PowerPoint introduction, be certain they will make your through the critical strides until you're prepared to do it without anyone else. A PowerPoint introduction should be planned in an outwardly engaging manner that is likewise simple however at precisely the same time instructive. </p> <p>Creating slides is a captivating activity only for the couple of with the suitable authoritative abilities to guarantee it is fantastic. Abusing both will create the introduction untidy. At the point when you produce a PowerPoint introduction, you should record the entirety of the basic viewpoints you should make reference to in your introduction. In the event that you buy a PowerPoint introduction from us, you will get extraordinary phenomenal introductions. </p> <p>When you need us to make a PowerPoint introduction that is best for you, you should begin by finishing the request structure on our site to have the option to discover a statement. It's workable for you to pick your favored format from our site. With a wide assortment of tests, you can choose your favored layout for your exceed expectations and word introductions. 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When Writing an Essay in the First Person, Should You Use Quotation Marks?

<h1>When Writing an Essay in the First Person, Should You Use Quotation Marks?</h1><p>The first guideline is never to utilize quotes with the principal sentence of an article. You can't begin a sentence with a citation. You need to begin the sentence with something like 'This was my preferred section.' If you don't have anything to state, don't begin your first sentence with something like that.</p><p></p><p>There are a couple of issues with utilizing quotes in an exposition. The first is that it is difficult to keep the point you are attempting to make in a similar passage with the statement. On the off chance that you state 'In any case,' and afterward take out the last a few expressions of the sentence, it is no longer interesting.</p><p></p><p>The second issue is that you can lose the genuine point. Numerous individuals are composing papers on the historical backdrop of America. They make statements like, 'The Unit ed States Government had been established upon the possibility of fairness.' That is extremely difficult to accept on the grounds that equity didn't exist until after the Revolution.</p><p></p><p>These contentions will lose all the genuine significance they have and be unimportant. The genuine significance of 'vote based system' is not the same as the genuine importance of 'discretionary school.' It isn't anything but difficult to monitor what words mean without them being called out.</p><p></p><p>The third issue is that there is a basic method to abstain from utilizing quotes in your exposition. You should simply ensure you don't leave the principal sentence of your paper as a citation. In all the sentences you compose, you will never need to utilize a solitary one of those small words.</p><p></p><p>If you can do this and it makes your sentences simpler to peruse, it is anything but difficult to keep your expos ition short and lucid. On the off chance that you remember that the essential point of your paper is to convince others about reality of your perspectives, you will be well en route to an article that is intriguing and useful.</p><p></p><p>When composing an exposition in the primary individual, the most straightforward activity is keep the thoughts you are attempting to impart in the body of the paper. The remainder of the articles should focus on the focuses you need to get across.</p>

How to Write Your Road Essay Topics

<h1>How to Write Your Road Essay Topics</h1><p>With this article you have discovered how to compose your street paper subjects utilizing a key guide. It is in every case better to adhere to the primary theme and incorporate the rest as extras.</p><p></p><p>In reality, the fundamental motivation behind composing a street exposition is to build up the abilities of communicating as a report. In any case, this isn't just an article that you can compose yet additionally a true to life book. The aptitudes that you have to rehearse recorded as a hard copy a street exposition are very many.</p><p></p><p>You need to comprehend what the crowd for the paper is and who is relied upon to understand it. The report ought to be distributed and thus should be sorted out and kept in touch with the absolute last detail.</p><p></p><p>There is no degree for altering the report except if the intended interest group w ould be keen on it. One can't backpedal on his words in any event, when they appear to be incorrect.</p><p></p><p>You need to offer significance to the substance of the street exposition points and attempt to pick subjects dependent on the topic that you need to pass on. A report should give the peruser a review of what he/she needs to do and where to go.</p><p></p><p>Good street article points should likewise incorporate the vital subtleties, for example, organization, bosses, help lines and so on. You can utilize watchwords to add accentuation to specific pieces of the essay.</p><p></p><p>If you can peruse and appreciate well, you can undoubtedly compose your street paper points by following a couple of straightforward rules. You can get familiar with these tips in my book called The Best Road Essay Topics. The book isn't costly and the data that it contains is important for everyone.</p>

What Everybody Is Saying About List of Controversial Essay Topics Is Wrong and Why

<h1> What Everybody Is Saying About List of Controversial Essay Topics Is Wrong and Why </h1> <p>Sharing objectives is additionally an incredible point to help complete them. Picking points can be troublesome. Beating likewise has the ability to obstruct connections between the parent and their youngster. It can likewise make your youngster dread you. </p> <p>An factious paper expects you to pick a subject and have a situation on it. Looking into the subject will empower you to discover increasingly about what intrigues you, and should you pick something you truly like, composing the exposition will be progressively pleasant. Moral factious exposition points are a couple of the least complex to lose it with. Following are a couple of the proposed human science exposition theme for those understudies that can't settle on an extraordinary subject for their task. </p> <h2>The Argument About List of Controversial Essay Topics </h2> <p>Controversial exposition composing is among the best techniques to see how to convince individuals and contact regarding the matters which are testing! Likewise, remember your conversation subjects must fit the other understudies' level some of them can be not ready to deal with the point that has an excessive number of components to consider. Factious article themes are so signi ficant since they are debatableand it's basic to consistently be fundamentally considering our general surroundings. Factious discussion themes spread explicit issues, issues, wonder or subjects which you can consider. </p> <p>When it has to do with composing a factious exposition, the most significant point to do is to choose a subject and a contention which you can truly get behind. Notwithstanding what it's that you choose to utilize, read up however much as could be expected about it and settle on an informed choice. There are heaps of extraordinary decisions there when you're scanning for tunes for in-class interests. By method for instance, to have the option to make your site load quicker, the video should be no longer than 10 seconds. </p> <p>There are a considerable amount of measures for picking a triumphant subject for a discussion, yet in any event, when you truly want to choose the correct theme is a lot of difficult work, attempt to recollect that it will unquestionably pay off. A phenomenal procedure that you begin executing today will quite often beat a perfect technique which you will start executing sometime in the future. Truly, there are bunches of themes that could get most guardians rather protective. Interestingly, today it's a lot simpler to perceive the manner in which the manners in which we're raised make impediments for the two ladies and men. </p> <p>The objective in encouraging a disputable subject isn't to influence understudies to a sentiment or the other, yet they may modify the way that they feel after further conversation. In spite of the fact that you may feel nauseous at the idea of showing a few subjects, use these methodologies to permit it to be ateaching triumph in the spot of a study hall fiasco. Debate in the study hall is really talking about troublesome issues. A decent arrangement of educators truly need to maintain control. </p> <p>You should be prepared for youngsters to pose troublesome inquiries. Climate you have faith in beating or not can be an enormous impact on where you might want to live, where you might want your kids to grow up, and where you might want them going to class. Huge numbers of various universities are doing correctly something very similar by utilizing their headliners as well. As understudies talk about the issue, they'll have the option to help each other further co mprehend the contentions presented by each side. </p> <p>Furthermore, the idea of aggregate input is missing in the rest of the set of all animals. A great deal of things can cause psychological instability that is the reason dysfunctional behavior has existed everlastingly, while online networking has just existed for a year or two. Long range informal communication delivers a bogus reality for everyone who see it. Compose a response to the brief where you talk about whether you concur or oppose this idea. </p>

What the In-Crowd Wont Tell You About Christian Argumentative Essay Topics

<h1> What the In-Crowd Won't Tell You About Christian Argumentative Essay Topics</h1> <p>It's essential to choose easily proven wrong pugnacious exposition subjects as you need contradicting focuses you may counter to your own focuses. In the event that you are scanning for instances of contentious papers, here's an example that will get you out! Every single district of the article applies a particular capacity in its general structure. There are a few stages which you should take to compose an awesome article. </p> <p>English language classes normally need a great deal of composing. Numerous instructors will gracefully you with books, sites, and reports that you can use for your paper. You may keep on saving your factious expositions for your up and coming employment portfolio in the event that they're profoundly evaluated. Composing a contentious paper is an aptitude that anybody in school should know, despite the fact that it tends to be valuable outside the study hall, too. </p> <p>Having chose a fabulous theme to contend about, now you have to make a contentious paper layout. You should be sure to comprehend everything obviously once you select an exposition subject. At the point when you select the article themes, figure whether you can say something fascinating through it. Late pugnacious article subjects that are identified with society is going to do.</p> <p>Researching the theme will empower you to discover progressively about what intrigues you, and should you pick something you truly like, composing the exposition will be increasingly agreeable. Contentious exposition design is reliant on your educator's prerequisites, in light of the fact that there isn't any commonplace example for each and every article. Exposition composing as such is no basic activity to do. You ought to see totally that you're not composing an elucidating article. </p> <p>Moral contentious article subjects are a couple of the most straightforward to become overzealous with. A factious paper expects you to pick a point and have a situation on it. It is a specific kind of scholarly composition. It will expect you to take a specific position about the point you are expounding on. </p> <h2>The One Thing to Do for Christian Argumentative Essay Topics </h2> <p>Instead of just quickly expounding on your factious article subject, you initially need to consider what it is you are probably going to return on your paper through a technique of conceptualizing and pre-composing. At the point when you are done with your paper, you should not simply check it for spelling and syntactic blunders, however by the by, it likewise must be checked for coherent misrepresentations. Our high-caliber, yet moderate task composing help is very satisfied with our expert journalists that are promptly accessible to work successfully and productively to fulfill the most secure cutoff times. It is essential to check surveys about article composing administrations so as to be sure they can convey your assignment before the deadline.</p> <h2> Where to Find Christian Argumentative Essay Topics</h2> <p>However before long you're relied upon to document your school contentious exposition for evaluating, we'll compose the paper for you. To form a solid contentious exposition, understudies should begin by acclimating themselves with some of the normal, and as often as possible clashing, positions on the exploration subject so they can compose an informed paper. For example, in school, you may be mentioned to make a paper from the contradicting point of view. You need to compose a minumum of one research paper in a semester for most the subjects. </p> <h2>Christian Argumentative Essay Topics: No Longer a Mystery </h2> <p>Writing a pugnacious article on a wellbeing point can be a simple pro cedure with the ideal theme. Our pugnacious article subject thoughts should spare your time when you need to pick what things to expound on. The way to settle on a phenomenal theme for a contentious paper is to pick a subject where there's a great deal of discussions on points or positions. Settling on your point isn't that easy.</p> <p>There are cases when you're allocated with the theme however more every now and again, you'll have to make a point all alone. Glance through the rundown of points carefully and begin making a psychological assortment of the proof it is conceivable to use on themes you need. The subject must be fascinating, the theme must be fundamental lastly the point must be useful. After you find an adequate theme it's critical that you focus on appropriate research. </p> <p>Remember a contentious paper depends more on realities instead of feeling. To achieve this, the scholars would need to put down the realities of their exploration in the factious exposition, at exactly the same time they should refer to the realities to show the qualification of the contentions. A contentious articles objective is to persuade your peruser to fortify your side of the contention. As an outcome, any pugnacious paper points that you select to expound on concerning nourishment ought to have in any event different sides to them, so which you can contend possibly in support of something. </p>

Essay Topics For Columbia University - An Easy Topic

Essay Topics For Columbia University - An Easy TopicOne of the best essay topics for Columbia University is the ability to write about your own experiences and the people you know. Because you will have such a large number of classmates, you will be able to share their experiences with them, and they will have the opportunity to pick your essay topic at the end of the semester.If you are a student who is still on probation, or a freshman, you may want to discuss why you want to go to Columbia University. As your friends all talk about going to the Ivy League school, you may be curious as to why you want to attend one of the most prestigious schools in the country. Once you find out more about the institution, you will know exactly what makes it so special.If you are interested in writing an essay for the purposes of getting into the University, you may want to write about something that involves a personal interest. You could write about your passion for baseball, or you could choose to discuss a subject that has nothing to do with your favorite sport. You can think of any subject that you enjoy as an essay topic for Columbia University. The only condition is that you have to write something that you feel passionate about.In addition to your personal essay, you can get a full scholarship if you are attending Columbia University. This means that you will be able to go to school without the requirement for financial aid. If you decide to write about an important moment in your life, you can use this as an essay topic for Columbia University. Perhaps you will remember an important event that occurred when you were in college, and you would like to include this in your essay.These are some of the easy essay topics for Columbia University that can be used to make sure that you are accepted by the university. If you write about a major life change that you have made in the past year, you will be able to incorporate this into your essays and make sure that you get acc epted to Columbia University.An easy essay topic for Columbia University can be anything that you choose to write about, but if you want to keep it simple, you may want to write about something that you enjoy doing. This can be about something that you have to do every day, such as cleaning the house or taking out the trash. If you enjoy cooking, you could talk about what you do in your spare time, and you will also be able to compare your cooking to the food served at the restaurant. However, keep in mind that you should never try to imitate the food that you would like to eat.When you are writing your essay for Columbia University, you will need to consider many things, including your ability to think logically. If you are afraid that you may be able to create a good argument, you should remember that this does not mean that you have to attempt to turn up the logic. If you are not confident in your ability to do this, you should talk to your instructor and ask for advice. Your ins tructor may be able to give you helpful advice that will help you think clearly, and this can certainly improve your essays.

Risk Management Business

Software Project Management (CI6113) Title: Reviewing the Past Research Papers on Risk Management Abstract Risk Management is nowadays the important research topic in the many critical business areas and industrial areas. Project teams do not achieve their projects goals of reducing cost and gaining much profit without assessing risks and managing risks. This term paper analyzes research papers done by many researches in the field of the Risk Management within 2000 and 2007 and describes the results of the analysis of those research papers. Our goal of this paper is to inference and to justify the trend of the Risk management in research areas and business areas. There are many topics in the Risk Management such as Risk Analysis, Risk Assessment, Risk Control and others. This paper’s analysis path is starting from the project risk identification and end with the risk control topic. This paper provides the results what the gaps between researches are. Furthermore, this paper learns briefly what the problems and trends before year 2000 are. Introduction This paper examines the results of the past research papers published from 2000 through 2007. We focus on Risk Management and their related topics. In addition, we also examine the trends of the Risk Management within this period. We analyze which topic had been researched most in a particular year and which methods were used in that year. This paper learns publications issued by year by year and group them in each year. In addition, we analyze the topics which are relating to the specified topic. We found trends of the research in a year while we were learning them. According to the past results came from publications, we can make sense of mind for future of the Risk Management. This paper examines the situation which can become in future according to the study. Background Many project managers and strategic management are concerning about risks in long term strategic basic. So, we need to learn the risks. Risk is the uncertainty in the life cycle of the project. In 2003, Webster’s New Explorer College Dictionary defines the risk as â€Å"the possibility of danger and sufferance of harm or injury†. Risk cannot be seen without any emphasize upon it. In addition, risks can also give hopes to the successful project. So, if risks which cannot be seen before could be found and assessed then the proposed project will be successful. But risks found and assessed can never be avoided. It can be reduced by using the some techniques or adjustments. Some risks can be ignored without any executing. Risk may terrify to some persons related to the project because if it could not be uncovered, the team may incompetent in managing the project. According to the problems, risk management was critical issue of the project management. Researchers were do ing researches to reduce and manage the risks which can be encountered in a project. People in the business areas were also finding the ways how to ignore the encountered risks. Some are finding how to control the risks. In addition, they were finding what risks can violate the project management unless they did not control the risks encountered. A risk which encounters in a year is not the same as the problem in another year. Because of the nature of project which depends on the World’s business. As changing the nature of the business, the nature of the risks is becoming change. Furthermore, research area is also changing according to the nature of the risk. So, the research trend for a year may not same as the trend of another year. To learn the research trend turmoil, we need to learn publications issued from 2000 through 2007. The next section will explain the importance of our paper. Situation of the paper There are many researches for the project management. Past research (Timothy Warrren, 2002) had done a research for the whole project management. It covered research published in English from 1960 through 1999. This paper covered within the period of 2000 and 2007 learned the topics of the risk management. We separated the research areas according to the Project Management Body of Knowledge (PMBOK). These are Risk Identification and Assessment, Risk Qualification, Risk Response Development and Risk Control. Objectives of the paper The objective of this paper is to learn the trend of the Risk Management in past research publication. We restricted the period to be learned for each topic. This paper is intended to learn that how the risks emerged during the project time, is handled using which tools and methods. This paper intended to find the gaps between researches in each year and whole period of year 2000 and 2007. The paper learned only risk management out of topics of project management for the period. So, the other topics can be learned like our paper. These are Communication, Cost, Procurement, Human Resource, Outsourcing, Integration, Quality, Scope and Time Management. Literature review In this era, many companies conduct a great portion of their jobs in project form. Traditionally projects were mainly found in the construction industry and sections of the military, but the competitiveness of the markets of today with fast-changing technology encourages almost all companies to adopt project management (Burke 2003). Project management is the application of knowledge, skill, tools and techniques to project activities to meet project requirement. Project management is accomplished through the use of the processes such as: initiating, planning, executing, controlling, and closing (PMBOK guide 2000). Because of global economical pressures, turbulence in the corporate environment and market forces leading to the increasing demands and tougher competition projects have to be implemented at lesser time, cost and with better functionalities. This causes growing demands on the management’s ability to forecast and react to unforeseeable events- risks. Risk is an abstract concept whose measurement is very difficult (Raftery, 1994). The Oxford Advanced Learner’s Dictionary – 5th Edition defines risk as â€Å"The possibility or chance of meeting danger, suffering loss or injury†. The British Standard BS 4778 defines risk as â€Å"A combination of the probability, or frequency, of occurrence of a defined hazard and the magnitude of the consequences of the occurrence†. Risk may be expressed in a mathematical form as follows: Risk = (Probability of the occurrence of a defined event) x (Consequences of the occurrence of that event) Therefore, risk management is nowadays a critical factor to successful project management. Overview of Risk Management Project risk management is the art and science of identifying, analyzing, and responding to risk throughout the life of a project and in the best interests of meeting project objectives. (Schwalbe, 2006) Risk management has been practiced informally by everyone, with or without conscious of it, since the dawn of time. Modern risk management, which had become a widely accepted management function during the period from 1955-1964 (Snider, 1991) has its roots in insurance to which it has been closely aligned for more than three centuries (Ibid). The story of risk management has not all been positive and supports the argument that it is currently ineffective at managing surprise. In the 1960’s project management was under heavy criticism for project failures due to technical uncertainty, contact strategy, community opposition and project environmental impacts (Morris, 1997). A project manager may still today argue that the last two are external project factors and outside the immediate project environment under their control (Ibid) and it may be often assumed that these will be passed up the line to higher management levels (Chapman Ward, 1997). The main objectives of risk management include (Yee et al., 2001): To enable decision-making to be more systematic and less subjective. To provide an improved understanding of the risks facing a project by identifying risks and response scenarios. To assist in deciding which risks require urgent attention and which can be addressed later. To force management to realize that there are many possible outcomes for a project, and appropriate measures should be planned for any adverse consequences. Flanagan and Norman (1993) proposed a risk management framework as shown in Fig.3.1 which depicts the elements of the risk management system – risk identification, risk classification, risk analysis, risk attitude and risk response. Risk Identification Risk Classification Risk Analysis Risk Response Risk Attitude Figure 2.1 Risk management Framework (Source: Flanagan Norman, 1993) According to (PMBOK, PMI 2000) and (Schwalbe 2006), Project Risk Management has following processes Risk Management Planning Risk Identification Qualitative Risk Analysis Quantitative Risk Analysis Risk Response Planning Risk Monitoring and Control The following Fig.3.2 depicts how risk management processes involved in each of the project management process Initiation Planning Executing Controlling Closing Risk Identification Risk Identification Risk Response Control Risk Quantification Risk Response Development Fig 2.2 Risk Management Processes in each Project Management Process (Source: Dan Brandon, 2006) Risk management will not eradicate all the risks. It will enable decision to be made explicitly which will reduce the potential effect of certain risks. It will also assist in rational, defensible decisions regarding the allocation of risk among the parties to the project. Risk analysis is not a substitute for professional judgments and experience. On the other hand, it helps professionals to make use of the full extent of their experience and knowledge by liberating them from the necessity of making simplifying assumptions in order to produce deterministic plans and forecasts. Risk analysis is supplement to, not a substitute for professional judgments. Recent Approaches to Risk Management Project risk management is a topic of major current interest. It is being actively addressed by many government agencies and most of the professional project management associations around the world, and many relevant standards are extant or being developed. Some examples from the many approaches in use include: (Cooper D., Grey S., Raymond G., Walker P., 2005) †¢ Project Management Institute (PMI), USA (2003), Project Management Body of Knowledge, Chapter 11 on risk management; †¢ Association for Project Management, UK (1997), PRAM Guide; †¢ AS/NZS 4360 (2004), Risk Management, Standards Association of Australia; †¢ IEC 62198 (2001), Project Risk Management—Application Guidelines; †¢ Office of Government Commerce (OGC), UK (2002), Management of Risk; and †¢ Treasury Board of Canada (2001), Integrated Risk Management Framework We fill the research gap in risk management field from year 2000 to 2007. Methodology We conduct a quantitative bibliographic study on pass papers published from year 2000 to 2007. We collected papers and journals from electronic databases– ACM, IEEE and ProQuest. Our objective of this paper is to find the current research trend on Risk Management by analyzing and categorizing those research papers. Project Risk Management Research It is the process of finding what current researchers are emphasizing in. It includes defining the current works on project management, particularly on Risk Management articles and papers. Then make generalized conclusion based on collected and analyzed works. This conclusion or judgment is made based on project risk management processes– risk management planning, risk identification, qualitative risk analysis, quantitative risk analysis, risk response planning, risk monitoring and control (PMBOK 2000, Schwalbe 2006). Sources of data We collected articles and papers published in years 2000 to 2007 from these databases which are known to be rich information about project management. ACM Digital Library ACM digital library includes magazines, journals, transactions, publications by affiliated Organizations, SIG news letters, Conference Proceeding Series. ACM digital library provides service for individual, universities, libraries and corporations. We find that risk management is one of the research fields in many businesses and industries. ACM includes diversity of business and industrial processes which enables us to inference the future trend in different fields. IEEE Explore To support our conclusion and get strong analytical results, we also collect articles and papers from IEEE explore which has more technical articles and papers than ACM digital library. It includes 1,682,970 online documents to be referenced. ProQuest Another supporting database which we extracted articles and papers is ProQuest. That includes ABI/INFORM databases, dissertation and theses, etc. Data analysis from that database will be icy on our research cake Data selection from the databases We conduct full text search in above databases using author, title, keywords based on year. Then tasks are separated among us based on years and combined later. Papers and articles are found based on the following criteria: Keywords: Risk Management, Risk Identification, Risk Analysis, Risk Transfer, Risk Control, Risk Response Years: 2000 to 2007 Output format and research data representation Output format will be as the following: Researchers Title Database Risk Category Year Business Category Sub Category Method The papers and articles are attached in the appendix B. We classified each paper into specific risk management processes (PMBOK 2000, Schwalbe 2006). We also analyzed which business category that each paper falls into and which specific method do they use in conducting the specified risk management Process. To get the consistent taxonomy in risk management, we identified the papers and articles into the categories guided by (PMBOK 2000, Schwalbe 2006). They are: Risk Management Planning: This is how businesses and industries plan and handle for risk. Risk Identification: This is how businesses and industries emphasize on identification of risk throughout their organizational processes. Risk Analysis: This involves how organizations conduct quantitative and qualitative risk analysis based on sampling and probability/impact matrixes. Risk Response Planning: This shows how organizations develop risk response strategies like how to avoid, how to have tolerance, how to mitigate risk, how to transfer risk etc. Risk Monitoring and Control: This involves how organizations monitor the identified risks, new risks through out the execution of the projects. Business and industrial categories are identified as follow: Construction Education Finance Healthcare Insurance Information Technology Disaster E-commerce E-banking Internet Business Information Security Software development Maritime Marketing Organizational Process Pure General Research Terrorism We also found that information technology risk management plays a great role in modern businesses and industries because of wider usage of internet and web technologies. Our analyzed data will be represented in pie chart, bar chart and line chart by comparing different categories, different risk manage processes, different years etc. Data Collection and Analysis Data Collection We used digital databases web site – ACM, IEEE and ProQuest for scholar paper and articles and the existing search engines – google and yahoo. But we are not unable to get some papers from the search engines. So, we used these to get only information which papers are located in which databases. Using information returned from the search engines, we search the desired papers in the databases. The following chart, Fig 1 shows the state of the materials found in the three sources – ACM, IEEE and ProQuest. Figure 1 Distribution of papers There are 113 papers found in those databases. We summarized the papers found in the three sources. We categorized by the papers by using PMBOK guide. We provided the Risk Analysis, Risk Assessment, Risk Control, Risk Response and Risk Identification. The following diagrams show the results. We learned that ACM database has more papers related to the risk management as in Fig 2. Other two databases have papers. But some pa pers are general for risk management. So, we discarded the papers and then we collected the more specified papers which are related to the above titles. We prepared the results with some charts as shown in below figures. Figure 2 Research papers found in ACM database by category Figure 3 Research papers found in IEEE database by category Figure 4 Research papers found in ProQuest database by category The above figures, Fig 2, Fig 3, Fig 4 show that the papers found in the ACM, IEEE, ProQuest database are shown by categories. Risk analysis is mostly conducted by majority of researchers. It was conducted mostly in year 2005 and 2006. Risk assessment and risk response research areas are fewer than other risk management process areas. Research for risk response is very rare, not fairly distributed and found in certain year. Data Analysis The trends of the risk analysis for the year 2000-2007 are shown in graph, Fig 5. We learned that IT project management was highest in recent 7 years. Figure 5 Trends in different business and industries within year 2000-2007 Information Technology We learned that there are varieties of IT projects. We categorized it as follow. Software Development E-Banking Disaster Information Security E-Commerce Internet Business When we categorized these topics, we found that some fields are ambiguous to group them. Some fields are software performance testing and fields emerged after the development phase. We grouped these fields were in the Software Development part. We grouped Networking security and other Internet security fields into the Information Security part. We formed a group for the Internet Banking as a E-Banking. In the Disaster group, we put the some disasters in the Disaster parts. These disasters sometime can be seen when processing some tasks in IT such as software error, hardware crash, and wrong information usages. We collected the potential security risks and group them into the Information Security group. Internet Business can be confused with E-Commerce and E-Banking. We intended the Internet Business to group the fields of the some businesses which are using Internet and make transactions via internet such as Online Registration. We found that Software Development risk analysi s is most famous. In 2006, Software Development trend is the more than year 2005 and 2007. But year 2007 is not ended. So we can’t make any decision for that year. Figure 6 Risk management processes in different information technology fields Internet Business is the second thing to be learned. But Information security is down in 2006. Internet Business is coming up. Construction Construction group has the fields of which are architectural fields and construction works. We learned that in 2000 and 2001, there are some interests upon that field. In 2001, the construction field can be seen as a hottest field. Education We grouped the some fields in to Education group that fields are Education fields, learning methods in Education. The research related with the Education can be seen in the year 2004 only. Finance Finance group is wide. We formed the Finance group for some fields that are Cost Estimation, Accounting, Management Accounting and Banking. The finance is most famous in 2004. In the subsequence year, trend for the finance is running down to bottom. Healthcare We collected the data for the healthcare. But it is difficult to collect for the healthcare. We learned that in 2005, healthcare was appropriate level. But later, we cannot see it until 2007. Marketing In 2002 and 2005, marketing was in regular level. In 2003 and 2006, it was high up to 2. So, we learned that marketing was the regular level. Organization In the organization group, we combine the Oil Field, NASA, and some other organization-oriented fields. There are some researches for the organization in every year. There are some researches in the organization group within 2002 and 2006. Terrorism Terrorism was the new emerging fields after 9/11 problem. But later, we were not available for that field later years. This group is an exception for the risk management. But it is one thing to be considered later. Maritime Maritime was the individual fields. We did not combine any fields to that group. This category can be seen in only 2001. Insurance Insurance is the same as the Maritime. We learned that that group is only one field. We learned that the field was in the 2004 and 2005. But Insurance can become an interesting topic in future. General In General group, we combine other fields such as some theory approves and lecture views. Before conclusion section, we intended to present the findings as summary of data collection and analysis. Risk management is the sub-set of Project management. In academic field, risk management researches are becoming increasingly. According to our analysis, risk management researches related to Information Technology are highest topic of the research filed. But one of our exceptional cases is that we need to learn many research papers from many databases. We studied only three databases and 113 research papers. If we learned more papers, we can get more perfect result. In this paper, we categorized only 11 fields. It is general for the risk management. To get the better result, we also need to categorize the exact fields out of many fields. We can also categorize the risk management fields more according to the PMBOK guide. Conclusion and recommendation Business organization and industries suffer from lost and harm because of poor handling in risk management. They have been enduring the agonizing outcomes of failure in the form of unusual delays in project completion, with cost surpassing the budgeted cost and sometimes failed to meet quality standards and functional requirements. Competition among rivals makes the companies to deliver projects in less time and cost with better functionality. Risk management is a predefined and structured approach for identifying and analyzing potential risks associated with a project so that effective risk treatment can be done at the lowest cost. It is not impossible to eliminate all risk and costly to overdo risk management, but it is also unwise to think of eliminating risk. There will be, sometimes, positive risks those will lead to profit if properly analyzed and identified. Our term paper provides an analysis on papers and articles and conduct bibliographic study by particular risk ma nagement process and business category. Risk management researches are mostly done in mission critical environments and risky projects. As internet booms, information security and e-business issues are associated with a lot of risks. We found that majority of research papers are related to information technology in last decade. Risk in credit portfolio management, supply chain, pricing and insurance fields are also researched as they are related to financial lost and harm. Though risk management can offer significant benefits to a project in order to reduce nasty surprises and identify and act upon opportunities, it is, however, not a ‘panacea’ for the problems and surprises which befall many projects and should not be seen as the ‘silver bullet of project management’ (Pavyer, 2004) as Murphy’s Law is the governing law of project management: if something can go wrong, will go wrong. As we collected from three databases, mainly from ACM, our res ult can be a little affected by other finding and papers. Results will be slightly different as we go though several databases. Even thought we titled to 2007, we believe that other findings and papers will come out during this year. But based on our analysis, some inferences and emerging trends can be seen. Recommendations As people and management are aware of the importance of risk management processes, it would be more affective and appropriate to put more emphasis on formal and or informal education and training to further enhance their awareness of risk management. Formal education could be graduate studies in financial project management, software project management and construction project management etc. Informal education and training could be in the form of career development programs or workshops within organization or organized by academic institutions or professional seminars. Each organization should have own risk management plan, risk response plan, and human risk factors plan. Risk management team should be formed according to project manager’s guidelines and organizational goals. Project manager must aware of current risk management trends and technological trends for long term strategic planning. Researchers on risk management should cooperate and conduct on research areas which have been done less like autonomous agent systems, spacecraft systems, information security management. Appendix A. Reference Burke, R. (2003). â€Å"Product Management.† Biddles Ltd, Guildford. Brandon, D. (2006) â€Å"Project Management for Modern Information Systems† IRM Press Cooper D., Grey S., Raymond G., Walker P., (2005) Managing Risk in Large Projects and Complex Procurements. Chapman, R. J., and Ward, S. (1997). â€Å"Project Risk Management Processes, Techniques and Insights† John Wiley Sons, Chichester, UK. Flanagan, R., and Norman, G. (1993). Risk Management and Construction, Blackwell, Oxford, UK. Pavyer, E. (2004). â€Å"Evaluating Project Risk.† Strategic Risk Management, Auguest 2004, 24-25 Project management institute (2000). â€Å"A Gide to Project Management Body of Knowledge† Project management institute, 6 Raftery, J. (1994). Risk Analysis in Project Management, E FN SPON, London, UK. Snider, H. W. (1991). â€Å"Risk Management: A Retrospective View.† Risk Management April, 47-54 Schwalbe, K. (2006). â€Å"Inform ation Technology Project Management.† Thomson Course Technology, 425 Yee, C. W., Chan, P., and Hu, G. (2001). Construction Insurance and Risk Management- A Practical Guide for Construction Professionals, The Singapore Contractors Association Ltd., Singapore. Appendix B. List of papers Researchers Title Database Risk Category Year Business Category Sub Category Steven L. Cornford, Martin S. Feather,John C. Kelly, Timothy W. Larson, Burton Sigal,James D. Kiper Design and Development Assessment ACM Risk Assessment 2000 IT Mary Sumner Enterprise Wide Information Management Systems Projects ACM Risk Identification 2000 IT Norman Fenton Martin Nell Software Metrics: Roadmap ACM Risk Assessment 2000 IT Osamu Mizuno, Tohru Kikuno,Yasunari Takagi, Keishi Sakamoto Characterization of Risky Projects based on Project Managers’ Evaluation ACM Risk Identification 2000 IT Jahyun Goo,Rajiv Kishore, H.Raghav Rao A CONTENT-ANALYTIC LONGITUDINAL STUDY OF THE DRIVERS FOR INFORMATION TECHNOLOGY AND SYSTEMS OUTSOURCING ACM Risk Response 2000 IT Paul Glasserman,Philip Heidelberger VARIANCE REDUCTION TECHNIQUES FOR VALUE-AT-RISK WITH HEAVY-TAILED RISK FACTORS ACM Risk Analysis 2000 Finance Mukul Gupta,Alok R. Chaturvedi,Shailendra Mehta, Lorenzo Valeri THE EXPERIMENTAL ANALYSIS OF INFORMATION SECURITY MANAGEMENT ISSUES FOR ONLINE FINANCIAL SERVICES ACM Risk Response 2000 Finance Banking Dennis M Thompson. Transferability of knowledge-based cost engineering skills and techniques PROQUEST Risk Assessment 2000 General Allan D Chasey, Ann M Schexnayder. Constructability: The key to reducing investment risk PROQUEST Risk Assessment 2000 Construction Lorenzo Valeri, Ellen McDermott, Dan Geer Information Security is Information Risk Management ACM Risk Analysis 2001 IT STEVE GODDARD, SHERRI K. HARMS, STEPHEN E. REICHENBACH, TSEGAYE TADESSE, AND WILLIAM J. WALTMAN GEOSPATIAL DECISION SUPPORT FOR DROUGHT RISK MANAGEMENT ACM 2002 IT Disaster William Lewis, Jr., Richard T. Watson, and Ann Pickren An Empirical Assessment of IT Disaster Risk ACM Risk Assessment 2003 IT Disaster Merrick, van Dorp, Mazzuchi, and Harrald MODELING RISK IN THE DYNAMIC ENVIRONMENT OF MARITIME TRANSPORTATION ACM Risk Analysis 2001 Maritime Brenda McCabe, Donald Ford USING BELIEF NETWORKS TO ASSESS RISK ACM Risk Analysis 2001 construction Deepak Bajaj. Corporate risk assessment in the construction industry: An Australian perspective PROQUEST Risk Assessment 2001 Construction Talal Abi-Karam Manageing risk in design-build PROQUEST Risk Analysis 2001 Construction Deepak Bajaj. Risk response and contingency strategies among contractors in Sydney, Australia PROQUEST Risk Analysis 2001 Construction Huaiqing Wang, John Mylopoulos, and Stephen Liao INTELLIGENT AGENTS and Financial Risk Monitoring Systems ACM Risk Monitor 2002 Finance Jeremy Staum SIMULATION IN FINANCIAL ENGINEERING ACM Risk Analysis 2002 Finance Mehdi Aboulfadl,Ritesh Pradhan A SPOT PRICING FRAMEWORK TO ENABLE PRICING AND RISK MANAGEMENT OF INTER-DOMAIN ASSURED BANDWIDTH SERVICES ACM Risk Analysis 2002 Finance Eduardo Saliby, Flavio Pacheco AN EMPIRICAL EVALUATION OF SAMPLING METHODS IN RISK ANALYSIS SIMULATION: QUASI-MONTE CARLO, DESCRIPTIVE SAMPLING, AND LATIN HYPERCUBE SAMPLING ACM Risk Analysis 2002 Finance Syed A. Saleem Ethical Hacking as a risk management technique ACM Risk Analysis 2006 IT Disaster Ioannis V. Koskosas,Ray J. Paul The Interrelationship and Effect of Culture and Risk Communication in Setting Internet Banking Security Goals ACM Risk Assessment 2004 IT E-Banking Mitsuaki Nakasumi, Faculty of Economics Credit Risk Management System on e-Commerce: Case Based Reasoning approach ACM 2003 IT E-Commernce Masamitsu Moriyama, Kentaro Takemoto, Takio Shimosakon Risk Management for Electronic Commerce between Japan and China ACM Risk Control 2004 IT E-Commernce Yanping WANG,Feng ZHAO Electronic Commerce Project Character and Risk Factor Analyses ACM Risk Identification 2005 IT E-Commernce KESHNEE PADAYACHEE An Interpretive Study of Software Risk Management Perspectives ACM Risk Analysis 2002 IT Peggy Fung, Lam-for Kwok, Dennis Longley Electronic Information Security Documentation ACM Risk Assessment 2002 IT Information Security Peggy Fung, Lam-for Kwok, Dennis Longley Electronic Information Security Documentation ACM Risk Analysis 2002 IT Information Security Athanassios N. Avramidis IMPORTANCE SAMPLING FOR MULTIMODAL FUNCTIONS AND APPLICATION TO PRICING EXOTIC OPTIONS ACM Risk Analysis 2002 Marketing Carlos Magno C. Jacinto DISCRETE EVENT SIMULATION FOR THE RISK OF DEVELOPMENT OF AN OIL FIELD ACM Risk Analysis 2002 Organization Oil Field Alan Weatherall, Frank Hailstones Risk Identification and Analysis using a Group Support System (GSS). IEEE Risk Identification 2002 Organization Alan Weatherall, Frank Hailstones Risk Identification and Analysis using a Group Support System (GSS). IEEE Risk Analysis 2002 Organization Mick Bauer Practical Threat Analysis and Risk Management ACM Risk Analysis 2002 Paul Glasserman,Jingyi Li IMPORTANCE SAMPLING FOR A MIXED POISSON MODEL OF PORTFOLIO CREDIT RISK ACM Risk Analysis 2003 Finance Zhi Huang,Perwez Shahabuddin RARE-EVENT, HEAVY-TAILED SIMULATIONS USING HAZARD FUNCTION TRANSFORMATIONS, WITH APPLICATIONS TO VALUE-AT-RISK ACM Risk Analysis 2003 Finance Jeremy Staum, Samuel Ehrlichman, Vadim Lesnevski WORK REDUCTION IN FINANCIAL SIMULATIONS ACM Risk Analysis 2003 Finance William J. Morokoff SIMULATION METHODS FOR RISK ANALYSIS OF COLLATERALIZED DEBT OBLIGATIONS ACM Risk Analysis 2003 Finance Michele Amico,Zbigniew J. Pasek, Farshid Asl, Giovanni Perrone A NEW METHODOLOGY TO EVALUATE THE REAL OPTIONS OF AN INVESTMENT USING BINOMIAL TREES AND MONTE CARLO SIMULATION ACM Risk Analysis 2003 Finance John M. Mulvey,Hafize G. Erkan RISK MANAGEMENT OF A P/C INSURANCE COMPANY, SCENARIO GENERATION, SIMULATION AND OPTIMIZATION ACM Risk Analysis 2003 Finance ELMARIE BIERMAN,ELSABE CLOETE Classification of Malicious Host Threats in Mobile Agent Computing ACM Risk Identification 2002 IT Information Security Mohamed Hamdi, Noureddine Boudriga Algebraic Specification of Network Security Risk Management ACM Risk Analysis 2003 IT Information Security Lawrence A. Gordon, Martin P. Loeb, and Tashfeen Sohail A Framework for Using Insurance For Cyber-Risk Management ACM Risk Analysis 2003 IT Information Security Scott Flinn,Steve Stoyles Omnivore: Risk Management through Bidirectional Transparency ACM Risk Analysis 2004 IT Information Security ANITA VORSTER AND LES LABUSCHAGNE ANITA VORSTER AND LES LABUSCHAGNE ACM Risk Analysis 2005 IT Information Security Janine L. Spears The Effects of User Participation in Identifying Information Security Risk in Business Processes ACM Risk Analysis 2006 IT Information Security Vital Roy,Benoit A. Aubert A Resource-Based Analysis of IT Sourcing ACM Risk Response 2002 IT Internet Business Jeremy Staum EFFICIENT SIMULATIONS FOR OPTION PRICING ACM Risk Analysis 2003 Marketing Tarja Joro, Paul Na A SIMULATION-BASED CREDIT DEFAULT SWAP PRICING APPROACH UNDER JUMP-DIFFUSION ACM Risk Analysis 2003 Marketing Azadeh Davoodi and Ankur Srivastava Voltage Scheduling Under Unpredictabilities: A Risk Management Paradigm ACM Risk Control 2003 Organization Melissa J. Dark Assessing Student Performance Outcomes in an Information Security Risk Assessment, Service Learning Course ACM Risk Identification 2004 Education Vadim Lesnevski,Barry L. Nelson,Jeremy Staum SIMULATION OF COHERENT RISK MEASURES ACM Risk Analysis 2004 Finance Mark Broadie,Ãâ€"zgà ¼r Kaya EXACT SIMULATION OF OPTION GREEKS UNDER STOCHASTIC VOLATILITY AND JUMP DIFFUSION MODELS ACM Risk Analysis 2004 Finance Zhi Huang, Perwez Shahabuddin A UNIFIED APPROACH FOR FINITE-DIMENSIONAL, RARE-EVENT MONTE CARLO SIMULATION ACM Risk Analysis 2004 Finance William J. Morokoff TUTORIAL ON PORTFOLIO CREDIT RISK MANAGEMENT ACM Risk Analysis 2004 Finance Menghui Cao, William J. Morokoff PORTFOLIO CREDIT RISK ANALYSIS INVOLVING CDO TRANCHES ACM Risk Analysis 2004 Finance Tarja Joro, Anne R. Niu, Paul Na A SIMULATION-BASED FIRST-TO-DEFAULT (FTD) CREDIT DEFAULT SWAP (CDS) PRICING APPROACH UNDER JUMP-DIFFUSION ACM Risk Analysis 2004 Finance William J. Morokoff AN IMPORTANCE SAMPLING METHOD FOR PORTFOLIOS OF CREDIT RISKY ASSETS ACM Risk Analysis 2004 Finance Yasuhiko Kitamura,Takuya Murao Risk Management Methods for Speculative Actions ACM Risk Analysis 2004 General Graham Lord FADS AND FALLACIES IN ASSET LIABILITY MANAGEMENT FOR LIFE INSURANCE ACM Risk Analysis 2004 Insurance Xiaoxia Jia , Xizhao Zhou The Risk Identification and Monitoring of Electronic Business IEEE Risk Identification 2005 IT Internet Business Xiaoxia Jia , Xizhao Zhou The Risk Identification and Monitoring of Electronic Business IEEE Risk Monitoring 2005 IT Internet Business Bernd Freimut, Susanne Hartkopf, Peter Kaiser, Jyrki Kontio, Werner Kobitzsch An Industrial Case Study of Implementing Software Risk Management ACM Risk Analysis 2001 IT Software Development Marvin V. Zelkowitz, Ioana Rus Understanding IVV in a Safety Critical and Complex Evolutionary Environment: The NASA Space Shuttle Program1 IEEE Risk Analysis 2001 IT Software Development Yanping Chen,Robert L. Probert,D. Paul Sims Specification-based Regression Test Selec-tion with Risk Analysis ACM Risk Analysis 2002 IT Software Development Là ©a A. Deleris,Debra Elkins, M. Elisabeth Patà ©-Cornell ANALYZING LOSSES FROM HAZARD EXPOSURE: A CONSERVATIVE PROBABILISTIC ESTIMATE USING SUPPLY CHAIN RISK SIMULATION ACM Risk Analysis 2004 Organization Supply Chain Darcie Durham, Melinda M. Gallo Integration Risks for the nternational Space Station and Orbital Space lanel IEEE Risk Identification 2004 Organization Space Agency Gordon Woo HOMELAND SECURITY GUEST ADDRESS MANAGING THE RISK OF TERRORISM? ACM Risk Analysis 2004 Terrorism Gus Rodewald Aligning Information Security Investments with a Firms Risk Tolerance ACM Risk Analysis 2005 Finance William J. Morokoff SIMULATION ANALYSIS OF CORRELATION AND CREDIT MIGRATION MODELS FOR CREDIT PORTFOLIOS ACM Risk Analysis 2005 Finance William J. Morokoff SIMULATION OF RISK AND RETURN PROFILES FOR PORTFOLIOS OF CDO TRANCHES ACM Risk Analysis 2005 Finance Achal Bassamboo,Sandeep Juneja EXPECTED SHORTFALL IN CREDIT PORTFOLIOS WITH EXTREMAL DEPENDENCE ACM Risk Analysis 2005 Finance Wanmo Kang,Perwez Shahabuddin FAST SIMULATION FOR MULTIFACTOR PORTFOLIO CREDIT RISK IN THE t-COPULA MODEL ACM Risk Analysis 2005 Finance Martin Lorenz, Jan D. Gehrke, Hagen Langer, and Ingo J. Timm,Joachim Hammer Situationaware Risk Management in AutonomousAgents ACM Risk Identification 2005 General Eunice Maytorena, Graham M. Winch, Jim Freeman, and Tom Kiely The Influence of Experience and Information Search Styles on Project Risk Identification Performance PROQUEST Risk Identification 2005 General Sara Albolino,Sebastiano Bagnara Building a reporting and learning culture of medical failures in a healthcare system ACM Risk Identification, Risk Analysis 2005 Healthcare Ian P. Leistikow, MD,Geert H. Blijham, MD PhD System-based risk analysis in healthcare ACM Risk Analysis 2005 Healthcare Rosalind L. Bennett, Daniel A. Nuxoll,Robert A. Jarrow A LOSS DEFAULT SIMULATION MODEL OF THE FEDERAL BANK DEPOSIT INSURANCE FUNDS ACM Risk Analysis 2005 Insurance TOM ADDISON,SEEMA VALLABH,KPMG Controlling Software Project Risks – an Empirical Study of Methods used by Experienced Project Managers. ACM Risk Control 2002 IT Software Development Audun Jà ¸sang, Daniel Bradley, Svein J. 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How To Write A Blackberry Picking Sample Essay

<h1>How To Write A Blackberry Picking Sample Essay</h1><p>If you are searching for an approach to get some incredible school awards and cash then there is no preferable spot to begin once again by taking a blackberry picking test paper and sending it in. It is really a well known method of winning school award cash and is certainly worth looking at on the off chance that you don't have the opportunity or tendency to compose your own school grant.</p><p></p><p>There are numerous school award authors out there that invest so much energy making their award that they regularly neglect to put down the substantial parts like the school award application, school award proposition, school award explore paper, school award theory, and other school award composing subjects. Be that as it may, this is the very piece of a school award that most understudies neglect to address when they apply for cash. School award applications ought to be short, fresh, a nd to the point.</p><p></p><p>Of course, I am not proposing that school award composing ought to be less fascinating or testing, yet on the off chance that your school award application is feeling the loss of a bit of something, at that point you will undoubtedly be dismissed. What's more, in the event that you can't compose a blackberry picking test article all alone, it will be significantly increasingly hard to get a school award, regardless of how great you think you are.</p><p></p><p>Of course, in the event that you don't have the opportunity to give to composing a blackberry picking test paper then you are going to need to discover a school award essayist that is eager to assist you with keeping in touch with one for you. There are numerous expert award scholars who are happy to do only that. You will likely need to make a few inquiries your companions, family, and neighbors who they are aware of a school award writer.</p>& lt;p></p><p>After you have made a few inquiries you ought to feel free to utilize your blackberry picking test exposition as the reason for your discussion with your school award author. The most effortless approach to get your school award cash on the off chance that you are savvy about your awards is to sell yourself.</p><p></p><p>A extraordinary case of selling yourself originates from a well known blackberry picking story. Thinking back to the 1970's, Ray Russell, a productive blackberry picker, needed to open another homestead, so he chose to try out his new business thought to a portion of his old friends.</p><p></p><p>Unfortunately, his pitch went this way: 'I'm a person that like to blackberry pick, and I have some wild stories to tell. That is everything I can consider to state.' obviously his pitch went over huge on the grounds that he was fruitful and the companions of his companions enlightened others concern ing him and his story.</p><p></p><p>So, on the off chance that you need to get a grant or win a grant, at that point you are going to need to become familiar with some extraordinary blackberry picking tips and strategies. This article will tell you the best way to be an uncommon blackberry picking test exposition writer.</p>

The Honest to Goodness Truth on 3rd Grade Essay Samples

<h1> The Honest to Goodness Truth on third Grade Essay Samples </h1> <h2> What About third Grade Essay Samples? </h2> <p>That wasn't my absolute first taste of fame. Envision you're a mountain and you're sitting and viewing the world. On the off chance that you are feeling along these lines it's superb guidance to quiet your fervor and focus at work within reach. The real people exceptionally acclaim our article help site. </p> <p>Your child's assignments will change, yet you can envision an assortment of short sit-and-compose assignments, along with longer undertakings that length weeks or months, allowing understudies the chance to reflect and modify their work with time. Educational's story like shrewdness. be that as it may, it additionally helps youngsters recorded as a hard copy prompts. For this absolute first year, be that as it may, the possibility of an exposition will likely be fresh out of the plastic new. On the off chance that you've just moved on from school or college and are searching for a generally excellent activity, you should get a convincing resume to dazzle your future manager. </p> <p>Consult your kids to help you in making records and record messages. Your rundown will simply flexibly you with a migraine in the event that you don't find a solution for end your issues. The substance in a passage ought to be written in a particular way to keep agreement. These days you can look over a genuine top rundown! </p> <h2>Life After third Grade Essay Samples </h2> <p>Order first rate exposition right now and guaranteed experts will do their absolute best to flexibly you with higher caliber at moderate cost. Lamentably, when any evident cash on-line gambling club in the USA is offered to an alternate organization this entire procedure must be rehashed. It is recommended to search for the one which has an incredible notoriety and offers top notch papers at economical rates. Regardless, you'll unquestionably like our value arrangement. </p> <p>You can likewise connect with your essayist to flexibly some overabundance suggestions or solicitation data in regards to the request's advancement. Not surprisingly, when you have questions at that point don't spare a moment to ask me. There are a ton of reasons why you should incline toward our administrations. To verify you will find a total response to each address, we have a help group that is consistently on the web. </p> <p>A Customer Avatar permits you to find out the particular qualities of individuals who like to purchase what you're selling. Having an incredible Customer Avatar offers you a capacity to discuss intensely with the people that are well on the way to turn into your clients. </p> <h2>Want to Know More About third Grade Essay Samples? </h2> <p>The request remains precisely the same for a wide range of sections. When you're attempting to lose or keep up your weight that is current formats may be useful. The indispensable element is it's extra completely free chips and attributes added to the beginning parity at no expense. You might want to get kudos for the troublesome work you did.</p> <p>You could likewise start with another passage once your perusers need a rest. Innovative Essay composing is right now perceived among the most supportive action for kids for their general character improvement. For such a responsible sort of paper, we'll sele ct just the absolute best essayist with a Ph.D. degree. </p> <p>Furthermore, the master author will help with article better than should you complete it without anyone else inside two or three hours. The point of this kind of composing is to make the peruser experience the story firsthand. It isn't critical to us, regardless of whether you're excessively occupied at work focusing on an energy undertaking, or just burnt out on an apparently endless stream of assignments. Portray your preferred hobby. </p> <h2> Facts, Fiction and third Grade Essay Samples</h2> <p>When requesting with our business, you can have confidence that the paper will be finished at its best, which implies that your teacher will be in all likelihood content with the work achieved. Research is the point at which you look for more data on a theme. Scholastic papers can't contain any signs of literary theft. </p> <p>The most as often as possible experienced paper composing administration that the main part of our customers require is article composing. Besides, we are a prepared office. Our site is only one of the most suitable for article help. You can believe the absolute best exposition help on the web. </p>

Interesting Topics For a Reaser Paper on Japan

Interesting Topics For a Reaser Paper on JapanThe questions to ask when writing a reaser should be made up of different ideas, it is important to write your paper on interesting topics that will keep the readers interested. Usually this topic will depend on the type of audience you are looking to appeal to.For example, if you are writing for a general public then the topic may not be so important. However, if you are writing for a class you will need to include subjects that interest the students so they will want to know more about the topic. In addition, you can include more specialized topics if the topics you write are related to the class.It is important to note that an interesting topic for a reaser paper is one that will stay in the mind of the reader. It is important that the subject has relevance to the reader. Many times people are turned off by reading on subjects that seem far away or dull. Thus, it is necessary to make sure that the reaser paper you write is relevant to the readers.One topic that is very relevant to those who are planning to go to Japan is the topic of Japan. Many students often forget this important information and simply try to find answers on their own. When writing a reaser on Japan, it is best to leave out very technical and foreign words and stick to everyday words.The most common topic for writing a reaser on Japan is history. Students who want to learn about the culture and history of Japan will usually prefer to learn about history than listening to lectures.Another topic that will keep the readers interested is economics. This is because the topic is such an interesting topic that the reader will want to know what are the current issues affecting Japan and the world.One other thing to consider is using English as the language. With most English speaking countries, there are American English translations available online that can help the reader understand Japanese. You can also learn from the extensive reading materials a vailable from the Japanese Library.With the many new topics to choose from, you will have no problem finding topics that will keep the readers interested. However, in order to be successful with the writing of a reaser, it is very important to do some research and choose topics that will appeal to the audience. It will be much easier to write a good paper when the reader will want to know more.

How to Use Articles Submission Services to Get High Quality Citations

<h1>How to Use Articles Submission Services to Get High Quality Citations</h1><p>Citation examine papers ought to have an exceptionally clear and succinct substance. With the present situation of counterfeiting, copyright encroachment and phony data on sites, getting quality outcomes are significant. Individuals who have been appropriated or have prominent articles distributed in different distributions would have the option to get an expansion in the article positioning with the assistance of excellent references. It is significant that reference inquire about papers ought to mirror the essayist's own perspectives and opinions.</p><p></p><p>A elegantly composed paper gives the writer believability. Refering to your source when required is the most principal part of the reference. The subject of the paper likewise assumes a significant job. Papers that address momentum issues, for example, approach, science and innovation are favored over res earch papers that are simply of verifiable intrigue. The more broad the subject is, the more best it is for perusers to have the option to find the hotspots for the claims.</p><p></p><p>With the measure of rivalry among authors today, it is significant that one uses the assistance of a specialist essayist. This guarantees the paper isn't composed from an assessment yet rather is a reasonable and compact research paper. Master journalists can likewise help with amending existing work and altering the paper for any linguistic errors.</p><p></p><p>Writers who have presented their work to a few distributers will find that their work is gradually acknowledged. Scholars who have been distributed in particular diaries will have a decent information on the best way to introduce their work. So as to guarantee a quick turnaround time, it is significant that these scholars to present their papers to more than one distributing house.</p>< p></p><p>Publishers as a rule have their own site and can acknowledge the reference look into papers legitimately there. The web has made it simple for perusers to get to distributions and also the straightforwardness with which these papers can be gotten to on the web. Ensure that the creative cycle is done as fast as could be expected under the circumstances so the distributed work doesn't need to sit on the rack. Perhaps the most ideal approaches to get an expansion in the positioning of the paper is to pick the best catchphrases that are pertinent to the exploration. Selecting the correct catchphrases and utilizing them to compose a compelling paper won't just get the consideration of the perusers yet will likewise ensure a top page rank in the web crawlers. Utilizing the right watchwords will carry a constant flow of traffic to the creators' site where they can likewise put the connections to other related websites.</p><p></p><p>Citations are essential as they go about as the reason for all the points canvassed in the paper. The more references remembered for the paper, the more presentation that the paper will get. The references ought to be applicable to the subject of the paper yet on the off chance that the essayist isn't certain about what to incorporate, he/she can have an expert supervisor to investigate the entire paper before the author really submits it.</p><p></p><p>Using articles accommodation administrations is a helpful and bother free approach to get quality papers. Having a predictable and brief yield of value investigate papers is the best thing that an essayist can do. It additionally guarantees that the author can arrive at his/her objectives since there will be no postponements in the articles coming to the readers.</p>

Andrew Fastow The Enron Corporation And The Pioneer Of...

In 1990 Enron market value increased from $3.5 billion to $35 billion by the end of 1999 (Ivey Business Journal, 2016). During this time Andrew Fastow was the chief financial officer of the Enron Corporation and the pioneer of the financial implication that brought Enron crumbling down. In this nine-year time frame this feat was admired by companies around the globe. Andrew received a CFO Magazine award for his work at Enron and had lavish parties celebrating the results of the quarterly earnings (Ivey Business Journal, 2016). Unbeknownst to Andrew Fastow, just three years after raising the value of Enron by nearly $32 billion, his ethical decisions would cost him his freedom. Andrew Fastow fashioned a great deal of off-balanced documentation that immensely misrepresented Enron’s debts and essentially overstated the firm’s earnings and net worth (Seijts, Gerard, 2002). With the documentation created by Andrew the company essentially hid billions of dollars from the public and its shareholders. The collapse resulted in 30,000 employees losing their jobs and an economic down fall (Accedo Verlagssgesellschaft Munchen, 2013). One of the main issues with the Enron case is that even though Andrew Fastow thought what he was doing by creating the off-balanced sheets was a great and new inventive way, he should have known that this was unethical. Though the company may have bolstered their stock and gained a significant amount of money, when the truth was revealed manyShow MoreRelatedThe Collapse Of Enron Corporation1547 Words   |  7 Pagesthe Enron Corporation and how the collapse of Enron Corporation consequence affected the United states financial market. Enron Corporation was the seventh largest company in the United States, and had the biggest audit failure. In this Research paper, it describes the reason of Enron Corporation collapse, including details of the internal/ external management, accounting fraud, and conflict of interest. Enron is the largest bankruptcy in America history! The Collapse of Enron Corporation andRead MoreEnron Case Study5921 Words   |  24 PagesEnron Case Study [pic] Part A: Problem Focused Analysis and Recommendations. 1. Brief Case Background. List key events, use timeline. Case Background At one time Enron was one of the world’s largest producers of natural gas, oil, and electricity. It also appeared to be one of the most profitable companies, taking shareholders from $19.10 in 1999 to $90.80 by the end of 2000. Enron’s top management answered to a Board of Directors whose responsibility was to question and challenge new partnershipsRead MoreCorporate Governance : The Top Level Managements3102 Words   |  13 Pageseconomic policy. However, over the years, many such corporate governance failures have been a root cause in the company’s demise. The top level managements’ misleading actions have been detrimental to their organization. International scandals such as Enron, Worldcomm, and Tyco International, have created a stir in the economy and harmed their company. Many top level staffs were fired, accused and even tried in court, with a majority of them facing prison sentences even till now. Recent Corporate Scandals